About Baby Budget
Helping UK parents plan their family finances – from the first baby onwards
Why we created this site
Having a baby is one of life's biggest changes – both emotionally and financially. Many expectant parents wonder how much children really cost and how Child Benefit affects the household budget. We created Baby Budget to give families the ability to plan their finances and feel confident about the future.
Our calculator lets you see all costs – from food and clothing to childcare and equipment. You can also see how Child Benefit affects your net cost, per month, per year or over the entire childhood.
Smart Calculator
Calculate total child costs based on your situation – with adjustable values
Parent Guides
Guides about Child Benefit, parental leave, insurance and money-saving tips
100% Free
All our tools and guides are completely free to use, with no hidden fees
Our Principles
- •Current figures: We regularly update our calculations based on current benefit rates and average UK costs
- •Transparent: You can adjust all costs in the calculator to match your actual situation
- •Independent: We have no affiliation with companies or organisations – we provide objective information
- •User-friendly: The calculator is built to be easy to understand, even if you have never budgeted for children before
Our Goal
To help all expectant and current parents in the UK plan their finances smartly. We believe that knowledge about costs and benefits helps more people feel confident in their parenthood journey.
The Future
We are constantly working to improve the calculator and add more guides. Have suggestions for features or topics you would like to see? Get in touch!
Ready to plan your family budget?
Use our free calculator to see what children cost – and how benefits affect your finances.